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Appointments for Graduate Student Research Assistantships, Graduate Student Assistants, Graduate Student Instructors and Graduate Student Staff Assistants are considered separately from the financial aid application process.  

General Appointment Information  

Graduate Student Appointment Postings

Federal Work Study

Federal Work-Study is a financial aid program for students who have financial need. The program funds part-time jobs for undergraduate and graduate students, allowing students to earn money to help pay educational expenses. Learn more about Federal Work Study by visiting our main campus Financial Aid Website

Note that Ross Graduate students are not automatically offered Federal Work Study. To be considered for Work Study, students must file a FAFSA before the University's priority due date, March 31st and email to request for consideration.

Campus Jobs for Students

Students who have Federal Work Study and whom do not can search for jobs online. The university and Ann Arbor communities enjoy an active employment market. On campus, the university library system and the Housing Information Office are frequently in search of good employees — and these are just two of the many departments employing students who do not have Work-Study. See the Student Employment Office website for job listings

U-M Child Care Subsidy

The University of Michigan offers the Child Care Subsidy to students to assist with the cost of child care of their young, dependent children. International students may qualify.

To align with the university's plans for a public-health informed fall semester, in which students will pursue their education through in person, hybrid, and/or remote formats, the university has temporarily changed eligibility criteria for the Child Care Subsidy beginning fall term 2020.

2020-2021 Maximums

  • For one child, the maximum is $3,028 per term
  • For two children, the maximum is $4,439 per term
  • For three or more children, award maximum is $5,852 per term 

2020-2021 Maximums (Unlicensed Care)

  • For one child, the maximum is $2,019 per term
  • For two children, the maximum is $2,959 per term
  • For three or more children, the maximum is $3,901 per term

Child Card Subsidy How to Apply

Child Care Subsidy FAQs 

Spring/Summer Aid for Continuing Students

All continuing students who wish to borrow federal loans for the Spring/Summer term must complete the Spring/Summer Request for Financial Aid Application. 

The 2020 Spring/Summer Request for Financial Aid Application has been closed. The 2021 Spring/Summer Request for Financial Aid form will be available in early February. 

Short-Term Emergency Loans

All students may be considered for a $500 in a short-term (90-day) interest-free loan. To qualify, a student must be enrolled and cannot have another outstanding short-term emergency loan. Typically, these loans should be used for unforeseen emergencies or short-term situations where you will be able to repay the money within a few weeks. Borrowing money is not a matter to be taken lightly and students should consider carefully whether they need a more long-term solution to a financial situation before taking out a short-term loan.

Apply through Wolverine Access following this path: Student Center > Financial Aid > Aid Year > Loans > Short-Term University Loans.

Please note that:

  • Students with past due short-term loans will not be allowed to register for a new semester of study.
  • Outstanding, unpaid balances may results in a change or reduction in your financial aid.

The Office of Financial Aid recommends that students borrow only what they need to accomplish the goal of a U-M education.

Ross Emergency Funds

Ross Financial Aid recognizes that some students may find themselves facing emergency expenses in order to be able to continue with their studies. Student's facing an emergency may explore the :

Ross Emergency Fund Application

Please Note: The above application is not the application for the CARES Act Emergency Funding. For more information about applying for the CARES Act Emergency Funding, please visit the Campus Maize and Blueprint FAQs. We highly encourage all students facing a COVID-19 financial emergency to FIRST complete the COVID-19 Emergency Application that can be found on their Wolverine Access. 


Financial hardship due to an unforeseen dire circumstance. Examples include medical, dental, or mental health emergencies, major accidents; such as fire, flood, theft, and natural disasters. Poor financial choices do not constitute an emergency (e.g. credit card debt, poor use of financial aid resources, lending financial aid to friends or family). Emergency funds are not intended to supplement a student's financial aid package and are subject to federal and institutional regulations. Awarded emergency funds will be reported against the student account. If a student's current aid does not allow for additional funding without negative impact, we will be unable to provide emergency aid.

Related Emergency Resources Around Campus

If you are experiencing a life crisis, you may need other forms of support in addition to financial help. If you are ever feeling at a low point and need to speak with a counselor, these offices are available to assist you:

Budget Re-Evaluations

All students receive financial aid based on their program's standard Cost of Attendance budget (COA). The COA includes tuition, fees, along with an estimate for: books, supplies, housing, and personal/miscellaneous educational and living expenses.

Sometimes the standard COA does not realistically meet a student’s actual expenses.  Students in need of additional borrowing beyond the standard COA, may explore a Budget Re-Evaluation. 

  • Budget Re-Evaluations will be available early October each year. With a yearly deadline of March 20.
  • Must have supporting documents of expenses.
  • Expenses must be within the current academic year.
  • Expenses must be program related. Not all expenses are eligible. Examples of some excluded expenses include:  M-trek, car expenses, and recruiting expenses.  Expenses for family members cannot be included.
  • Ross Financial Aid has the authority to cap the total amount allowed in the Budget Re-Evaluation process.

Steps for completing A budget re-evaluation:

  1. Print or Download the Ross Graduate Educational Expenses Worksheet
  2. Read form.
  3. Complete front page and only fill out the line items in which your actual expenses exceed the standard allotment.
  4. Gathering supporting documentation for line items that you believe are beyond the standard allotment.
  5. Email the completed form and supporting documents to

Once received by Ross Financial Aid: Review process of application and supporting documents can take approximately 2-3 weeks. Students may receive an email for additional documents, if supporting documents are unclear or incomplete.  Once the review has been finalized, Ross Financial Aid will email the student the results of the Budget Re-Evaluation. If approved for a Budget Re-Evaluation, students may decide to apply for additional loans to help cover their additional expense, or seek other outside funding. 

Loan Repayment Assistance Program (LRAP)

The Ross Loan Repayment Assistance Program (LRAP) provides financial assistance to Ross graduates who are currently pursuing careers in nonprofit and public sector organizations. Qualified applicants will receive financial assistance to help pay for a portion of Ross-related, need-based loan obligations while employed full-time in a position within the nonprofit or public sectors (subject to annual re-application, review, and approval).

The Ross School of Business Office of Financial Aid is a satellite office of the University of Michigan Office of Financial Aid.  Disclaimer.